Average spread of nonearmarked new credit operations - Households - Total

Concept: Difference (spread) between average interest rate on new nonearmarked credit operations in the refeerence period in the National Financial System and corresponding average cost of funds. Excludes operations with regulated rates, operations with funds from the National Bank for Economic and Social Development (BNDES) or any operations with government funds or funds with mandatory destination.

Source: Central Bank of Brazil – Statistics Department

Data and Resources

json_serie-sgs-20809JSON
Json interface of BCData/SGS service. To access the service it is necessary...
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csv_serie-sgs-20809CSV
CSV intaface of BCData/SGS service. To access the service it is necessary to...
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wsdl_serie-sgs-20809wsdl
SOAP interface of Time Series Management System. Service definitions (WSDL)...
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html_serie-sgs-20809HTML
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Additional Info

Field	Nilai
Sumber	https://www3.bcb.gov.br/sgspub/consultarvalores/consultarValoresSeries.do?method=consultarGraficoPorId&hdOidSeriesSelecionadas=20809
Pembuat	Central Bank of Brazil/Department of Economics
Pemelihara	Central Bank of Brazil/Department of Economics
Temporal Coverage From	03-01-2011
Periodicity	monthly
References	www.bcb.gov.br/?OPERATIONS www3.bcb.gov.br/sgspub/
VCGE Category	Política Econômica [http://vocab.e.gov.br/2011/03/vcge#politica-economica], Sistema Financeiro [http://vocab.e.gov.br/2011/03/vcge#sistema-financeiro], Informações Estatísticas [http://vocab.e.gov.br/2011/03/vcge#informacoes-estatisticas]
Metadata last updated	Maret 26, 2026, 18:36 (-0300)
Dibuat	Juli 31, 2017, 20:23 (-0300)

SGS data

Field	Nilai
SGS Type	Monthly time series
Unit of measure	Percentage points
SGS code	20809